Real estate transactions involve a mountain of paperwork, much of which requires notarization. A single mistake can delay a closing or invalidate a deed. Here are the top five mistakes to avoid when notarizing real estate documents in West Virginia.
Never bring an incomplete document to a notary. A notary cannot notarize a document with blank spaces, as this could allow for fraudulent additions later. Ensure all terms, dates, and names are filled in before your appointment.
West Virginia law requires satisfactory evidence of identity. A driver's license, passport, or government-issued ID is standard. Bringing an expired ID or a non-photo ID will result in the notary refusing the service.
If the document requires a jurat (where you swear or affirm the contents are true), you MUST sign it in the physical presence of the notary. If you sign it beforehand, you will have to re-sign it in front of them.
The name on your ID must match the name on the document. If the document says 'John Quincy Public' but your ID only says 'John Public,' the notary may not be able to proceed without further proof of identity.
Real estate closings take time. Rushing the notary can lead to missed signatures, incorrect dates, or improperly completed certificates. Allow ample time for the notary to perform their duties meticulously.